Cash beforepayday,in minutes.
Salary advance from ₹5,000 to ₹1,00,000 straight to your bank. Digital KYC, transparent 0.1% daily interest, repayment on your salary day.
₹5K–₹1L
Loan range
~10 min
Bank transfer
7–90 days
Flexible tenure
Quick estimate
Drag to pick an amount — repay it on payday.
₹25,000
You repay
₹26,488
Due on
31 Oct 2026
Transparent pricing
Know your exact cost. Before you apply.
One simple daily rate — 0.1% per day (≈36.5% annualised). No surprises at repayment, ever.
₹20,000
Illustrative pricing for RBI disclosure. Final sanction amount, rate and fees are communicated in the e-sign agreement issued by our NBFC partner before disbursal.
How it works
From phone to bank in four steps.
Two-minute application
Enter your PAN, Aadhaar and employment details. No paperwork, no branch visits.
Automated underwriting
Our engine checks eligibility in real time with our RBI-registered NBFC partner.
E-sign the agreement
Review the full cost, e-sign the loan agreement issued by the NBFC partner.
Money hits your bank
Funds move over UPI/IMPS — typically within 10 minutes of approval.
Trusted when it matters most
Why PayDay India
Built for the month-end crunch.
Instant approval engine
Real-time underwriting screens your application in seconds, 24×7 — including Sundays and bank holidays.
Zero hidden charges
One daily rate, one processing fee, 18% GST. The number you see is the number you pay.
0.1% / day — daily interest
2.5% — one-time processing fee
18% — GST on fee only
Bank-grade security
256-bit encryption, RBI-aligned data norms. Your documents never leave our vault unencrypted.
Repay your way
UPI, netbanking, debit card or autopay mandate — clear dues in two taps.
Support in English & Hindi
Real humans on chat and phone, every day of the week, 24×7.
Apply in 3 steps
Your salary advance starts here.
Takes about 2 minutes. Decisions are instant; money follows right after e-sign.
₹25,000
Repayment summary
FAQ